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What is guaranteed issue and non-medical insurance?

Guaranteed issue policy can go to a maximum of $35,000. If the client pass away in two years they will get premium back with interest. It is used for final expenses.

Non-medical insurance can be from $50,000 to $300,000.

There are no health questions or medical tests required. The client has to answer some basic questions and based on their answer, they can qualify for $50,000 to $300,000. This plan is ideal for those who are afraid of needles, having some health issues, are new immigrants, or on a work permit. The premium of this plan is little higher then underwritten applications due to the fact that no medical information is required.

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