If you quit for one year and if you are in good health, you can get the non-smoker rate after you underwrite your application. If you have quit before the application, you have to mention when you quit smoking or using any tobacco products.
If you quit for one year and if you are in good health, you can get the non-smoker rate after you underwrite your application. If you have quit before the application, you have to mention when you quit smoking or using any tobacco products.