Most companies offer coverage for the same illnesses but they can vary from specific companies. Depending on the company, illness can be included within a policy or be added with an extra cost. When comparing policies, it is important to make sure both policies include the same illnesses including the additions.
Critical insurance is offered in full coverage policies, which usually cover about 20 – 26 critical illnesses. Some companies may offer basic policies, which provide coverage for the top 3 – 4 most common illnesses (I.e. stroke, heart attack, cancer, and etc.)
